Payment Terms

Last updated: 18 August 2026

At Ryan Lim, safeguarding your transaction information is our highest priority. We provide a selection of reliable and secure payment options to ensure your checkout process is smooth and worry-free.

1. Accepted Payment Methods

  • Credit and Debit Cards: Visa, Mastercard, and American Express.
  • Digital Wallets: Apple Pay, Google Pay, and Shop Pay.

2. Transaction Currency

All orders placed on ryan-lim.com are processed in Singapore Dollars (SGD). If you are using a non-SGD account or card, your financial institution will determine the applicable exchange rate and any foreign transaction fees.

3. Data Protection & SSL Encryption

Our platform uses advanced SSL encryption to protect communication between your browser and our servers. All transactions are securely routed through certified PCI-DSS compliant payment processors.

4. Billing Timeline

Your payment method will be charged at the time your purchase is confirmed. You will promptly receive an email with your full receipt and order summary.

5. Verification & Fraud Prevention

To help maintain a secure marketplace, certain orders may undergo a brief security check. If a payment cannot be verified or is flagged as potentially fraudulent, we reserve the right to void the order and issue a full refund right away.

6. Handling of Payment Information

We do not store your complete card number or security code on our servers. All sensitive financial data is transmitted directly and handled entirely by our secure payment partners.

7. Total Pricing & Taxes

Prices displayed in Singapore Dollars reflect the final amount you pay. You will not encounter unexpected fees at the final step, and no additional import duties or customs clearance charges will be due upon arrival.

8. Resolving Declined Transactions

If your payment is unsuccessful, please verify that your billing address matches your bank details, recheck the expiration date and security code, or contact your bank to ensure online purchases are permitted.

9. Customer Support

Need assistance with a payment? Contact us anytime at info@ryan-lim.com.